Compareka.com is a website designed amongst other things to enable you to compare the price of car insurance and other financial products and services. Comapreka can only give a rough estimation of what you might expect to pay. By using this website you agree to these Terms and Conditions. If you do not wish to be bound by these Terms and Conditions you should not use this website. If you are unsure about any aspect of these Terms & Conditions or have any questions regarding our relationship with you, please contact us.
Compareka.com provide an independent online insurance and financial price comparison service where you propose to enter into a separate agreement or policy with a product provider or service provider, we recommend you should check their terms and conditions to ensure that you are completely comfortable with them before proceeding. Compareka.com provide you with the information required to make an informed decision on what policy or product best suits your needs. We source products but do not offer advice or make recommendations. We will ask some questions to help source quotations; you will then need to make your own choice about how to proceed.
After completing an application online via our website, you agree that you will receive an initial email from us. This email will confirm you have used our website and that your quote has been saved for you. We will also send you a reminder when your renewal is due. You cannot opt out of receiving these emails.
Compareka.com is a trading name of M.A.R.K.E.T.E.E.R.S Inc
Compareka.com provides you with a quotation based on the information you have provided to us. It’s your responsibility to ensure that all information you supply to us or enter onto this website is complete and accurate, so please double-check your information before submitting it. Failure to give correct and accurate information may lead to your insurance results not being relevant to you.
In order to accept a quotation provided by our price comparison technology, you will need to link to the underlying insurance company website and retrieve your details to accept the policy or, where applicable, contact them by phone. Before accepting a policy it is of the utmost importance that all the information the insurance company holds on you is accurate.
It is very important that you Read and ensure that you understand the terms and conditions of their website and terms and conditions of any product or service you might be agreeing with them. The insurance company’s terms and conditions are not the same as ours and they will be the terms which you will be agreeing to when accepting a quotation. It is important that you Clarify and/or check your understanding of relevant terms and conditions by seeking independent advice. Please read all insurance documents issued to you and ensure that you are aware of the cover, limits and other terms that apply. Particular attention must be paid to any terms and conditions as failure to comply with them could invalidate your policy. In addition, you should check that all your details on the policy documentation are correct, including any assumptions that may have been made on your behalf by the insurer. Failure to inform the insurance provider where you are aware of any errors or omissions could invalidate your policy.
This is not an application for insurance. To apply for insurance, you will need to click through your quotes or call, and apply directly with the insurance provider. Our service is free to you but to operate this service, we are compensated by the insurance providers on our panel. We always welcome new members. If you’re a Thai insurance provider, please contact us.
We pride ourselves on our very high standards and always aim to give our clients the best level of service but occasionally things can go wrong. In these rare cases we want you to tell us as this is the only way we’ll be able to improve our service. How do you do this? Well, you can email or telephone us and we will look to resolve the matter as quickly and as fairly as possible.
If your complaint relates to an insurance company or insurance policy we recommend that you visit the website of the product or service provider and follow their complaints procedure if you wish to make a complaint against them, as we cannot answer complaints on behalf of a product or service provider or accept responsibility for any such complaints.
We are responsible to you for:-
- protecting your data in accordance with data protection legislation; and
- providing you with a quality service and virus free website.
We are not responsible to you for:-
- any losses you suffer because the information you put into our price comparison website is inaccurate or incomplete; or
- any losses you suffer if the information you put into our price comparison website is accurate but the insurance company’s website has not accurately reflected that information because the insurance company’s system not working adequately; or
- any losses you suffer if you misrepresent any fact which may influence the insurer’s decision to accept the risk or the terms offered.
- any losses you suffer because you cannot use our price comparison website at any time; or
- any losses you suffer through connecting to any linked third party websites or any statements, information, content, products or services that are published on, or may be accessible from, any linked third party website and we do not guarantee that they are free from viruses or anything else that could be infectious or destructive; or if our website is unavailable at any time or for any period; or
- any errors or omissions in our website; or
- any losses you may suffer by relying on any commentary or postings on our website; or
- any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it; or
- the privacy policies and practices of other linked third party websites, even if you access them using links from our website; or
- any unauthorised access or loss of personal information that is beyond our control.
- the privacy policies and practices of other websites; or
- commentary, opinions, ratings or other postings on this website by third parties; or
- for computer viruses or other computer related problems you suffer as a result of using this website, which are beyond our reasonable control.
We Recommend That
You use your own appropriate virus checking software.
Accessing Our Website
Access to our website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our website without notice. By accessing our website you are agreeing to not doing anything that affects the integrity or security of this website or causes or may cause harm, damage or unreasonable inconvenience to other users of this website or us and you will not gather, extract, download, reproduce and/or display or advertise on any other website, other online or off-line service or otherwise, any material on or from this website, including but not limited to information relating to insurance prices, whether that information has been gained by the use of spiders, data mining, trawling or other ‘screen scraping’ software or system used to extract data. If you breach any of these points set out above we may take such action as we deem appropriate, including denying you access to this website, bringing legal proceedings against you and disclosing such information to appropriate legal and/or regulatory bodies.
Other important information
Links to Other Websites
We provide links to third party websites as part of our service. We do not accept responsibility or liability for the content of any third party website, as this is outside of our control. We can also give no guarantee they are free from viruses or anything else that could be infectious or destructive.
We have taken every step to ensure the information contained and displayed on our website is accurate and up-to-date. However, we can accept no liability for any errors or omissions. We reserve the right to add, amend or delete content from the website at any time.
Please note this website is for non-commercial, personal use only. We reserve the right to take legal action against any person or company who uses our website and/or services for commercial use or in any other unauthorised manner. This includes (but is not limited to) breach of copyright, processing multiple quotes for other customers or companies, and other companies checking their prices against those presented on this website.
We are the owner or the licensee of all intellectual property rights in our website, All information, data and copyright material contained on this website, including any trade marks (whether officially registered or unregistered), trade names, brands, logos and devices belong to us or to people whom we have given ownership or permission to use such information data and/or copyright material. You must not use such information or copyright material unless you have written permission from us or the owner to do so. The website is protected by copyright laws and treaties around the world. All such rights are reserved save as expressly stated in these terms.
You may download or copy the content and other downloadable items displayed on this website for personal non business use only and you may draw the attention of others within your organisation to material posted on our website, subject to the following conditions:
Reliance on Information Provided
Commentary and other materials posted on our website are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our website, or by anyone who may be informed of any of its contents Viruses, hacking and other offences You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website.
You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would be committing international criminal offences and we will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our website or to your downloading of any material posted on it, or on any website linked to it.
We reserve the right to amend our terms and conditions at any time. The amended terms will be effective from the date they are posted on our website.
CompareKa.com may use your information to keep you informed by post, telephone, SMS or email about our current and new products and services which may be of interest to you. We, or a carefully selected third party, may also use the information you supply to perform market research, contact you to ask for your feedback or to remind you when your renewal is due. Your information may also be disclosed and used for these purposes after your policy has lapsed. CompareKa.com at all times retains full ownership of your information and ensures that it is secure at all times.
How we use your personal data
Your personal information is used for the purpose of getting you an insurance quote. After completing an application online via our website, you agree that you will receive an initial email from us. This email will confirm you have used our website and that your quote has been saved for you. In order to assess and rate your cover and determine your premiums, some of our insurance partners may use data they hold about you (or which is held by other members of their group or in some instances the company whose brand they administer the product for) from loyalty schemes and other account information. Some insurance providers may pass this data to their insurance underwriters. We will also be using your data for our own research, which may include but is not limited to, tracking any purchased policies.
Unsolicited emails and phone calls
Most websites will send a confirmation email once a quote has been completed on their website, but as we go to a large number of our partner websites with our technology, you could receive further emails or phone calls from our partners.
If you click through to a third party website from our website, we cannot guarantee you will not be contacted by these parties. We recommend that you read their Terms & Conditions regarding your right to opt-in or out of receiving further contact from them.
We will endeavour to treat all your personal information as private and confidential. Other than under the terms of this Privacy Statement we will not disclose any of your information to anyone. We would like to bring your attention though to our obligations to disclose information in the following four exceptional cases permitted by law. These are where we are legally compelled to do so; where there is a duty to the public to disclose; where disclosure is required to protect our interest; and where disclosure is made at your request or with your consent.
CompareKa.com is authorised by the OIC to offer insurance as a broker trading under the Akarabroker licence of ว00012/2544